Consider with me for a moment what it would feel like to live with absolutely no financial back-ups. No money saved, no friends who would help you if needed, no family who are talking to you. Unfortunately, this isn’t uncommon. According to Prosperity Now of Washington DC, in our corner of the world, almost 1 in 5 residents lack enough money to live at the poverty level for 3 months if they should lose their job. Some of these folks do have some savings, just not enough to keep going for more than 3 months. Some can’t get through next week without income.